Fraud and Account Takeover
Credential stuffing, social engineering and deepfake voice calls target customers and staff to move money. Fraud and cyber teams increasingly need to work from the same intelligence.
Critical National Infrastructure
Resilience your customers and regulators can trust.
Banks, insurers, payment firms and fintechs face organised criminals and strict regulators at the same time. We help you prove your defences work under real attack conditions.
TOP THREATS: FINANCIAL SERVICES & INSURANCESector focus
Fraud and Account TakeoverCredential stuffing, social engineering and deepfake voice calls target customers and staff to move money.
Ransomware and ExtortionCriminal groups know that downtime in payments or claims has immediate customer impact.
Operational ResilienceFirms must keep important business services within impact tolerances during severe but plausible disruption.
Third-Party and Cloud ConcentrationCore banking platforms, cloud providers and fintech partners concentrate risk.
The threat picture
Why attackers target financial services & insurance
Financial organisations hold money, identities and market sensitive data, which makes them a constant target for fraud, ransomware and state backed espionage. At the same time, regulators now expect firms to show that important services can survive severe disruption.
Cybergen brings intelligence led testing, round the clock monitoring and practical compliance support together, so security work produces the evidence boards and regulators ask for.
Ransomware and Extortion
Criminal groups know that downtime in payments or claims has immediate customer impact. Data theft for extortion now often accompanies encryption.
Operational Resilience
Firms must keep important business services within impact tolerances during severe but plausible disruption. That requires mapping dependencies and testing recovery, not just backing up data.
Third-Party and Cloud Concentration
Core banking platforms, cloud providers and fintech partners concentrate risk. Regulators expect firms to understand and manage these dependencies.
Threat-Led Testing Expectations
Supervisors increasingly expect intelligence led testing that mirrors real adversaries. Generic scans no longer satisfy boards or examiners.
Regulation and standards
The rules you work under
The obligations that shape security in financial services & insurance, and how we help you meet them with evidence rather than paperwork.
DORA
The EU Digital Operational Resilience Act applies to financial entities and requires ICT risk management, incident reporting, resilience testing and oversight of ICT third parties.
Official guidancePRA and FCA Operational Resilience
UK firms must identify important business services, set impact tolerances and be able to remain within them during severe but plausible disruption.
Official guidancePCI DSS
Organisations that store, process or transmit cardholder data must meet the PCI Data Security Standard across their payment environments.
Official guidanceNIS2 Directive
Banking and financial market infrastructure fall within NIS2, with DORA acting as the more specific rulebook for most financial entities in the EU.
Official guidanceIllustrative scenario
A Convincing Call to the Payments Team
How a typical attack on financial services & insurance unfolds, step by step. Press play to watch it run.
- 1Reconnaissance
Attackers study public filings and social media to identify finance staff and senior executives.
- 2Deepfake Pretext
A cloned executive voice calls the payments team to approve an urgent and confidential transfer.
- 3Account Compromise
A follow-up phishing link captures credentials for a treasury platform that lacks phishing resistant MFA.
- 4Cash Out
Funds are split across mule accounts within minutes of the transfer being released.
Where Cybergen breaks the chain
Threat intelligence flags the campaign, phishing simulations and clear verification procedures stop the call working, and penetration testing ensures critical platforms enforce strong authentication.
Illustrative example, not a real incident.
How we help
Security that fits how you operate
Sector insights
Latest thinking for financial services & insurance
Threat-Led Penetration Testing for DORA and NIS2 Compliance: What You Need to Know
Threat-led penetration testing (TLPT) is now required under DORA and supports NIS2. Learn how TLPT differs from red teaming and standard pen testing.
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How Banks Are Battling Fraud with Cyber Security AI
See how banks use AI to detect fraud, flag suspicious activity in real time and meet regulatory duties, and how to build strong AI fraud detection in banking.
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The Future of Digital Banking Security: Biometrics and Beyond
Biometric security in digital banking protects customers, but it can be spoofed. Learn the main threats, the next layers of defence and practical steps.
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Does DORA apply to us?
DORA applies to most financial entities operating in the EU, including banks, insurers, investment firms and payment institutions, and to critical ICT providers that serve them. We can help you confirm your scope.
How does threat-led penetration testing differ from a normal test?
It starts from intelligence about the adversaries likely to target you and recreates their techniques, so results show how you would fare against a realistic attack.
Can you help with operational resilience self assessments?
Yes. We help map important business services to the systems and suppliers behind them, and design scenario tests that show whether you can stay within impact tolerances.
Do you work with fintechs and smaller firms?
Yes. We scale our approach to your size and regulatory status, from start up payment firms to established institutions.
Get in touch
Talk to us about financial services & insurance
Tell us about your organisation, the regulations you work under and what is worrying you most.
Prefer to talk? Call +44 (0) 1865 950 828
Or email [email protected]
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